Human Resources: Healthcare
Healthcare OverviewMajor Medical and Optical Insurance
All regular full-time and regular part-time employees may choose from several different levels of health care plans with Kaiser Permanente offered by the University. The Kaiser Permanente plans offer major medical and vision coverage.
There are three levels of coverage offered by the University through Kaiser Permanente. The lowest cost level is the basis for the University’s contribution in paying employee premiums. If the employee chooses a higher cost plan, he or she must pay the difference. Premiums are quoted at monthly rates for each level of coverage.
Employee premium costs are paid through a pre-tax payroll reduction each payday. If employment should terminate while enrolled, employees are guaranteed the right to continue coverage for themselves and/or their dependents on a self-pay basis provided they exercise the COBRA conversion plan option within 60 days of leaving the University.
Medical insurance benefits are effective on the first of the month following the employee’s start date. Employees may add dependents at any time. A University-wide open enrollment period between mid-November and mid-December provides the opportunity to change health plans effective January 1st.
2014 Kaiser Comparison Summary
Kaiser Enrollment and Change Form
2014 Kaiser Basic EOC
2014 Kaiser Added Choice EOC
Dental insurance is provided for full-time and benefit-eligible part-time employees and their eligible family members on the first of the month following the employee’s start date. Full-time employees receive this benefit at no cost. Part-time employees pay a pro-rated share of the monthly premium. Dental insurance plans are available from Kaiser Permanente or Moda Health.
2014 Dental Plan Comparison
Moda Dental Enrollment and Change
Summary of Kaiser Dental Benefits