Stay Informed
When you apply for financial aid, you may be offered loans as part of your financial aid offer. A loan is borrowed money that must be paid back with interest. If you decide to borrow a loan, make sure you understand the terms and conditions of the loan. Watch the short video from studentaid.gov to learn more about responsible borrowing, and read about different types of education loans below.
Direct Subsidized + Unsubsidized Loans
Direct Student Loans are loans available to undergraduate and graduate students with the US Department of Education acting as the lender.
Direct Parent PLUS Loan
Direct Parent PLUS Loans are loans available to parents of undergraduate students. The US Department of Education serves as lender.
Direct Graduate PLUS Loan
The Direct Graduate PLUS Loan is a non-need-based loan with the US Department of Education serving as lender.
Institutional Graduate Loans
UP has an institutional graduate loan program with UP acting as the lender.
Private Education Loans
Private education loans help bridge the gap between the actual cost of your education and federal loan limits.
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