Renter's Insurance | University of Portland

Renter's Insurance

The Office of Residence Life is committed to providing students with a safe and secure environment where they can grow intellectually, socially, emotionally, and spiritually. However, the University assumes no responsibility in most instances if your personal belongings are lost or damaged in your room or in other areas of the hall, such as laundry rooms and trunk rooms. It is the responsibility of students to keep their rooms locked at all times.

Most likely, you will bring with you some expensive items to college: laptop computers, smart phones, bicycles, game consoles, textbooks, clothing and other items. The University recommends that all students have renter's insurance. Renter's insurance provides valuable protection if your personal belongings are stolen or damaged by a covered peril. Renter's insurance also protects you financially if you cause unintentional damage to your residence or become legally liable for bodily injury to others within your residence.

On college campuses, student bicycles, backpacks filled with electronics and books, and other valuable items can be targets for thieves. Remember that you are responsible for replacing stolen or damaged property, not the University of Portland.

Click here for more information about renter's insurance including a video explaining the value of renter's insurance for college students:

GradGuard Eligibility

As a University of Portland housing resident, you are eligible for Renter's Insurance from GradGuard, a service of Next Generation Insurance Group. GradGuard College Renters Insurance is an exclusive plan, specifically designed for students. For about 50 cents per day, the plan will include the following features:

  • Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
  • Homeowners Insurance Alternative. No credit checks and a lower deductible.
  • Worldwide Coverage. Your belongings are covered anywhere in the world.
  • Liability Protection. Coverage if you accidentally damage your place of residence.
  • Replacement Cost. If your old property is stolen, you will be covered for the new version.
  • Preferred Rates and More!

University of Portland is not compensated for this program. GradGuard Renter's Insurance is a voluntary benefit of campus housing. Coverage is strongly recommended, but not required, and may be canceled at anytime.

Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions. GradGuard™ is a service of Next Generation Insurance Group, LLC, the licensed insurance agency for Markel Insurance Company.

Learn about coverage details and how to enroll.